Finance
K & M – Dae Ye Ken?
In this final week of ‘K&M – Dae Ye Ken?’, delivered by Home Energy Scotland, we REALLY do have something for everyone. Find out how you can save fuel, reduce your bills and cut your carbon footprint – what’s not to like?
So if it’s reducing water and food waste, making your home warmer and more energy efficient or just how to use your heating effectively this is a week you will not want to miss.

See you online!
Monday 8 February 12 – 1.00pm HOME ENERGY SCOTLAND Energy Efficiency at Home workshop
Do you know how much you can save by turning your central heating down by 1 degree?
Take advantage of our free energy efficiency training to help you:
- Save money on your energy bills
- Be warmer and cosier at home
- Adopt new habits and be more efficient
- Become an energy efficiency champion
- Play your part in creating a greener, healthier Scotland
https://www.ticketsource.co.uk/homeenergyscotland-ne/t-edeajp
Tuesday 9 February 12 – 1.00pm HOME ENERGY SCOTLAND Love Food Hate Waste workshop
This free one-hour workshop provides top tips and ideas on how you can save money by reducing food waste.
We could all make a massive difference by cutting food waste at home. In this fun, free workshop, attendees will learn about menu planning, storage and ways to use up leftovers and store cupboard ingredients, to help cut down trips to the supermarket and make the food shop go further.
By putting these tips into action, attendees can save up to £437 a year!
https://www.ticketsource.co.uk/homeenergyscotland-ne/t-orkjen
Wednesday 10 February 14.00 – 17.00 HOME ENERGY SCOTLAND Electric Heating Training
Many people with electric heating systems find it difficult keeping their home warm and comfortable. Systems can be tricky to use, plus the metering and tariffs can make it harder to switch to a cheaper tariff.
If your organisation give advice about energy and billing, you’ll know how important, and challenging, helping people with electric heating can be.
You don’t need a technical background, but an awareness of how householders interact with the energy market will be helpful. Contact Diane or Alex to register for your free place and let’s work together to help people with electric heating get the best out of their system.
Diane.alexander@ne.homeenergyscotland.org
Alexandra.bolda@ne.homeenergyscotland.org
Thursday 11 February 12 – 1.00pm HOME ENERGY SCOTLAND Save Money – insulate your home
Join us for a free bitesized webinar looking at how insulating your home can help save you money and bring benefits to the planet. The webinar is a must if you’re looking for an easy to understand guide to improving the energy efficiency of your home. There will also be an opportunity to ask questions and find out more about the Home Energy Scotland interest free loan and cash back.
https://www.ticketsource.co.uk/homeenergyscotland-ne/t-qenjaj
Friday 12 February 12 – 1.00pm HOME ENERGY SCOTLAND Using Water Wisely workshop
Home Energy Scotland has teamed up with Scottish Water to help households save water, energy, and money.
As we are all staying at home more during lockdown to protect ourselves from coronavirus, our water, and energy use will be affected meaning our energy bills could increase.
This free online workshop will help you reduce your energy bills and the amount of water we waste in Scotland, join us to find out more about:
- The benefits of saving water
- The environmental impact of wasting water
- The savings you could benefit from by making simple changes to the way you use hot water at home
- Practical advice on how to save water and money, including using water wisely when taking a shower, washing your clothes, or making a cup of tea.
https://www.ticketsource.co.uk/homeenergyscotland-ne/t-ylnaez
K & M – Dae Ye Ken?
Following on from last week’s finance and benefits theme, read on to find out what Live Life Aberdeenshire Library Service can help with.
One way to save money is to look at how you can get free access to things that you are paying for just now… and if you are currently buying books, magazines, newspapers or music then the library is a great place to start.
One of our Live Life Aberdeenshire sport and physical activity colleagues was recently singing the praises of our library’s RB Digital e-magazines. He’s a fan of sporty titles like Men’s Fitness (including their supplements like Build Rock Hard Abs), Runner’s World UK, Golf Monthly, and Match of the Day magazine. “I’ve saved loads by cancelling my print subscriptions. Now I just download them every month, all free. It’s brilliant!” You can enjoy the same benefits… and if you’re not a library member yet you can join online today.
Find out more about your digital library: https://livelifeaberdeenshire.org.uk/…/digital-landing-page/
From our Overdrive digital library, these e-books about finance are available now:
· Low cost living by John Harrison
· The Three most important lessons you’ve never been taught by Martin Lewis (moneysavingexpert.com)
· The One-page financial plan: a simple way to be smart about your money by Carl Richards
From RB Digital & Press Reader, you can get free access to daily newspapers like The Press & Journal and e-magazines available to download now include Money Week: Britain’s best-selling financial magazine.
You have access to Freegal, Live Life Aberdeenshire’s music streaming service. Stream any of over 10 million hit songs, including Sony Music’s catalogue of artists from Annie Lennox to Usher.
From our book collection, some of the titles that can be ordered when Click & Collect re-starts:
· Mind over money: the psychology of money and how to use it better by Claudia Hammond
· Money lessons: how to manage your finances to get the life you want by Lisa Conway-Hughes
· Open up: the power of talking about money by Alex Holder
If you want to join online, click here or telephone 01467 532929 Monday-Friday 9am-5pm, Saturday and Sunday 10am-2pm.

K & M – Dae Ye Ken?
FINANCE & BENEFITS – week 2
Kincardine & Mearns Citizens Advice Bureau (KAMCAB)

The covid pandemic has brought our communities numerous challenges, not least of which have been the financial impacts that have caused many individuals and families significant concerns. Navigating the huge amount of information ‘out there’ in respect of finance, benefits, entitlements, where to find assistance and more can be difficult but this week Kincardine & Mearns Citizens Advice Bureau (KAMCAB) is here to help, explain, direct and discuss.
So why not join KAMCAB for their ‘Zoom’ meeting or check out their website and Facebook page over the week to find out MUCH, MUCH more?
Monday 18 January
Introduction to KAMCAB
Jamie Gordon is inviting you to a scheduled Zoom meeting.
Topic: Who are KAMCAB, and how can we help?
Time: Jan 18, 2021 12:00 PM London
Join Zoom Meeting
https://zoom.us/j/95304024828?pwd=WEM0L2pEL0pMaXFsUzVVNVdzZ2dhdz09
Meeting ID: 953 0402 4828
Passcode: 254894
Tuesday 19 January
How to Claim & Money Talks (KAMCAB Facebook and Website)
Wednesday 20 January
Benefits (KAMCAB Facebook and Website)
Thursday 21 January
Finance (KAMCAB Facebook and Website)
Friday 22 January
Aberdeenshire Helpline (KAMCAB Facebook and Website)
K&M – Dae Ye Ken?
Innovative new community initiative launched.
Partners in Kincardine and Mearns are working together to deliver the five-week ‘K&M – Dae Ye Ken?’ initiative.
Designed to help tackle not only some of the unique challenges which have surfaced in these challenging times, the initiative will also demonstrate how there can be health, financial and environmental benefits to many residents within the community.
The partnership – comprising Aberdeenshire Council, Aberdeenshire Health and Social Care Partnership, Home Energy Scotland and Kincardine and Mearns Citizens’ Advice Bureau – know the Kincardine & Mearns area well and will be on hand to offer help and advice.
Weekly topics such as employment, saving fuel and reducing bills, food, finance and benefits, health and wellbeing will be highlighted and discussed between January 11th and February 12th.
In light of the Covid-19 restrictions, participants will be encouraged to join online webinars, watch support videos prepared by the partners, read up on advice and get signposted for further help and support.
The first week will focus on Health and Wellbeing, led by Aberdeenshire Health and Social Care Partnership, with activities focusing on ‘5 Ways Of Wellbeing’, ‘Alcohol Awareness’, ‘Eating Well’, ‘Mental Health’ and ‘Physical Activity’.
Councillor Wendy Agnew, chair of Aberdeenshire Council’s Kincardine and Mearns Area Committee, said: “There is little doubt that the Covid-19 pandemic has had and continues to have a significant impact on our communities.
“This innovative local initiative is an excellent example of how our partners can work collaboratively to achieve real community benefit. I find it encouraging that there will be something for everybody within this programme and I am sure it will be warmly welcomed by our communities.”
Area Manager Bruce Stewart added: “This initiative is a great example of practical partnership working at its best and demonstrates the strength of linkages and relationships within the Community Planning family in Kincardine and Mearns.”
For a full programme and more information about ‘K&M – Dae Ye Ken?’check back to this website on Sunday evening.
Council Budget Plans – Have Your Say
This year there is a brand new approach to simplify and illustrate the challenges faced – make your voice heard.
Each year, Aberdeenshire Council engages with staff and local residents on budget plans to ensure the voice of communities comes through in any and all budget setting decisions.
This year, in place of traditional surveys and written text, is a suite of infographics. Each paints a picture of a different part of council budget setting. Attached to each infographic is a short set of questions, in some cases just two questions, where you can share your views. Please respond to as many topics as you feel passionate about.
The engagement process is open now to anyone who lives and works in Aberdeenshire. It will close at the start of January, giving enough time for the results to be passed to councillors who in turn will use them to inform their decision making for the coming financial year.
View the infographics and associated questions on the Aberdeenshire Council website.