Loans – £2 million available to lend!
Thanks to another fantastic year of support from members saving with us, and with many new members joining, we currently have £2 million available for members to borrow.
With interest rates ranging from just 3.9% APR to a maximum of 42.6% APR, our loans are designed with you in mind. We can help you pay for the important things in life – your holiday, a new car, home improvements, Christmas, family celebrations or picking up bargains in the sales.
- First Loan – for 1st time borrowers, from £200 to £5,000 – repayable 6 months to 36 months
- Quick Access Loan – up to £500 repayable in 3 months – quick access to cash
- Fast Track Loan – up to £500 repayable in 6 months – quick access to cash
- Payroll Partners Loan – up to £1,000 repayable in 12 months – quick access to cash
- Low Income Loan – up to £250 – specifically for members paying by benefits
- Member Loan – for members who have borrowed before; can be up to £15,000 plus savings
- Bonus Loan – borrow any amount up to your savings balance. Secured by your Credit Union savings at an interest rate of just 6.5% APR
- Loyalty+ Loan – borrow an amount up to your savings balance. Secured by your Credit Union savings at an interest rate of just 3.9% APR. Minimum loan amount is £1,000
- Continue to save as you repay your Loan
- Free Loan protection life insurance
- Simple to apply and easy to arrange
See our website loan calculator for an illustration of loan payments and see how affordable our loans are. Contact us for details and a Loan application form, download one from our website or apply easily online. Terms and conditions apply. www.grampiancreditunion.co.uk
We have a great range of loans for members, whether you are a first time borrower or are looking for your next loan from Grampian Credit Union.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 213701